"Meet the Parents" star Teri Polo has royally Focked herself -- at least in the money department -- because sources have confirmed ... she just went belly up.
Teri filed for Chapter 11 bankruptcy last week, claiming she's buried in nearly a million dollars of debt -- most of which she owes to the IRS.
Teri claims she owes roughly $772,000 in back taxes and more than $36,000 in credit card debt.
She also says her landlord's going after her for $30,000 after she allegedly left an old apartment covered in dog crap and urine.
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